Financing
Get your gear today and pay as low as 0% APR for 3, 6, or 12 months*
Flexible Financing for Every Budget
At OPENROAD, we make it easy to get the gear you need today.
With multiple financing options and support for all major U.S. payment providers, you can pay your way with confidence.
How It Works
Pay Your Way
Affirm
Best for larger purchases with long-term monthly payments
• Flexible monthly payments
• Choose terms that fit your budget
• APR varies by customer, as low as 0% for eligible orders
• No prepayment penalties or hidden fees
Klarna
Best for short-term and flexible payments
• Pay in 4 interest-free installments
• Pay in 30 days or choose monthly financing if available
• Quick approval with no impact on your credit score
Shopify Payments
Built-in financing with a seamless checkout experience
• Built-in checkout financing
• Split your purchase into multiple payments
• Fast, seamless approval for eligible customers
Our Financing Advantages
FAQS
Will I always get 0% APR?
Can I pay off early?
Does financing affect my credit score?
Can I return an item purchased with financing?
What if I don’t have an Affirm or Klarna account?
Not necessarily. APR varies by customer based on credit eligibility. Some orders may qualify for 0% APR, while others may have a small interest rate.
Yes! You can pay off your balance anytime without any prepayment penalties.
It depends on the provider. Affirm may perform a soft or hard credit check depending on your order, while Klarna’s Pay in 4 usually does not affect your credit score.
Yes. If your return is accepted, your payment plan will be adjusted accordingly.
No problem! You can still complete your purchase at checkout. Creating an account is optional, but it helps you manage your payments and receive reminders.
